These basic financial tips and tricks will improve your personal balance sheet.
With agents selling credit cards, banks selling insurance policies and that friend who made a fortune in crypto currency, it is very easy to get caught in analysis paralysis with regards to making financial decisions. But, these basic principles will greatly improve your balance sheet and help you make better financial decisions.
Keep the credit card in check
That shiny plastic engraved with your name can easily become your greatest nightmare. The first rule of credit cards is to have just one. Try and pay off your expenses in cash and limit credit card bills to essential purchases like fuel, mobile bills and other recurring expenses. It is wise to leave the credit card at home if you are going on a random shopping spree. Use it only for planned expenses.
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