GREATER PROSPERITY, BROADER opportunity and exponential dynamism are guaranteed for any society aspiring to progress from middle income to higher income. As we look towards 2047, colonial hangovers are a distant memory and our sights are firmly set on progress for all sections of society. Technology is emerging as a key lever in achieving India's ambitions to become a higher-income country within 100 years of Independence. We're seeing its power in facilitating inclusion, governance, privacy and ease of transactions with the rapid adoption of innovations like the Unified Payments Interface (UPI), Aadhaar Enabled Payment System (AePS), and the Account Aggregator (AA) framework. But even as our inventiveness accelerates governed by principles of transparency, access, and usability-like any sunrise sector, fintech too is constrained in impact not by ability or intent, but by behaviour and mindset. For generational and society-scale economic impact in the next 25 years, we need to do the following things:
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