IT IS A CAPITAL mistake to theorise before one has data,” the iconic fictional detective Sherlock Holmes, created by British novelist Arthur Conan Doyle, said. That holds true even today.
It is an approach that is thriving in this era of data overload. And one firm that seems wedded to this philosophy is the 16-year-old Bengaluru-headquartered Perfios Software Solutions. But what it also believes, per its website, is that “It is also a capital mistake to delay the automation of data-driven processes.”
Perfios—founded by V.R. Govindarajan, Co-founder Director, and Debasish Chakraborty, Co-Founder and CTO, in 2008— helps banks and financial institutions bridge the gap between data and insights.
On that count, this B2B fintech firm has had considerable success so far. It has become a leading software-as-a-service (SaaS) provider in the banking, financial services, and insurance (BFSI) industry with a suite of more than 75 products and solutions that address the customer journey across banking, insurance, and embedded commerce. Today, it operates across 18 countries, supporting over 1,000 financial institutions.
The company assists financial institutions shape their end-to-end customer lifecycle from origination, onboarding, decisions, and underwriting to monitoring processes at scale and speed.
It is because of this impressive track record that Perfios was adjudged the Best Fintech in the Value Added Services category by the BT-KPMG jury.
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