WE'RE ALL HEADED TOWARD A DIFFICULT RETIREMENT. According to the National Treasury, just 6% of South Africans have saved up enough to weather the slings of outrageous fortune (or lack thereof) lurking in the shadows of our Golden Years. Bottom line: the economy has us all on the ropes.
"It's a problem of six inches," says Bruce Whitfield author of The Upside of Down: How Chaos and Uncertainty Breed Opportunity in South Africa. "That is the approximate distance between your ears. You know what you need to do because every sensible book about money boils down to that basic principle." That fundamental concept? Consistent saving over long periods in a world that's equally terrifying and unpredictable. The reality is that investing in your future is no different from prepping for a marathon. "Nobody competes in an endurance event without a training programme and a buddy to keep them motivated and focused on their goal," adds Whitfield.
Stick to a plan and take it one step at a time that's the only way you'll ever see the finish line. Whitfield's new show, The Financial Freedom Pod, sees him team up with financial advisor Warren Ingram to guide guys through the incremental changes necessary to achieve financial success. "Get a buddy, start a club, meet regularly, have robust conversations about investing and put away money consistently in good times and in bad," he summarises. "It's not that hard. Like fitness, it doesn't happen without effort and commitment but the rewards will set you free."
Pick up the pace: the easy reps on the following pages will help you max out your money mileage.
01 HANG TEN
This story is from the {{IssueName}} edition of {{MagazineName}}.
Start your 7-day Magzter GOLD free trial to access thousands of curated premium stories, and 9,000+ magazines and newspapers.
Already a subscriber ? Sign In
This story is from the {{IssueName}} edition of {{MagazineName}}.
Start your 7-day Magzter GOLD free trial to access thousands of curated premium stories, and 9,000+ magazines and newspapers.
Already a subscriber? Sign In
The Last 7 Recipe You'll Ever Need
FADS COME AND GO. BUT GOOD EATING AND PROPER NUTRITION CHANGES VERY LITTLE. SO WE COMBED THROUGH ALL THE RECIPES IN MEN'S HEALTH'S 36-YEAR HISTORY TO FIND THE ONES THAT TRULY DELIVER ON BOTH FLAVOUR AND FUNCTION.
The Changing Face Of Cancer
While cancer rates are falling in older adults, they're increasing among younger age groups. It's a trend exposing holes in both diagnosis and care. It's also raised a new question for experts: how do you get vital and potentially life-saving information to people unaware they need it?
AROUND THE WORLD IN 80 ADVENTURES
YOUR TIME OFF IS VALUABLE. TO BOOK YET ANOTHER FLY 'N' FLOP IS TO DO YOURSELF A DISSERVICE. THIS YEAR, BREAK FREE FROM THE POOLSIDE BAR AND GET YOUR KICKS IN THE GREAT OUTDOORS. FROM EXPEDITIONS IN FAR-FLUNG PLACES TO HIGH-OCTANE WEEKENDS CLOSER TO HOME, CONSIDER THESE YOUR FIRST STEPS OFF THE BEATEN TRACK.
4 WAYS TO REBOOT YOUR MINDSET
STRESSED ABOUT THE STATE OF THE WORLD AND/OR YOUR SANITY? WE'VE GOT FOUR SIMPLE BUT ESSENTIAL TOOLS TO HELP YOU ADAPT AND OVERCOME, THIS YEAR AND BEYOND.
TRAIN TO YOUR MAX
Cardiorespiratory fitness is one of the most important health markers when it comes to your overall wellbeing. Here's how Discovery Vitality Fitness gives you more ways than ever to fire up your engine.
SLUSH FUN
FROZEN DAIQUIRIS ARE REFRESHI AND ALSO SICKENINGLY SWEET. TRY A FROZEN PIMM'S CUP, WHICH HAS ALL THE FLAVOURS WITH WAY LESS SUGAR.
THE HEALTH SNOB'S GUIDE TO COLD-BREW COFFEE
BOTTLED COFFEE MIGHT BE ABUNDANT, BUT CAFFEINE AFICIONADOS MAKE THEIR OWN. FOLLOW THESE TIPS TO PREP A HEALTHY BREW FOR A REFRESHING PERK-ME-UP.
SUPP CHECK RECOVERY PACKAGE
COLLAGEN IS TOUTED AS THE GO-TO SUPP FOR BONE, SKIN AND JOINT HEALTH, PLUS FAST INJURY REPAIR. BUT DOES IT DELIVER? TIME TO GEN UP.
THE SEMI-COMPLETE USER'S GUIDE TO...THE SINUSES
FOR AS LONG AS sinuses have been around, aka forever, there has been a ton that scientists haven't figured out about them.
BULLISH
The Blue Bulls scrumhalf Embrose Papier is striving for greatness. Here's how he's putting in the right reps to make sure mind and muscle are firing in unison.
