The public sector bank, which posted strong earnings in the second quarter with net profit jumping 327% to ₹1,756 crore while net interest income (NII) rose 20% YoY to ₹9,923 crore, has outstanding unsecured loans of ₹25,770 crore as of 30 September 2023 out of which personal loan portfolio is ₹17, 467 crore.
PNB managing director and CEO Atul Kumar Goel said out of the unsecured personal loan portfolio a sum of ₹4,056 crore was via the digital mode where NPA levels were extremely low at 0.05%. For the balance, or the non-digital portion, too, the NPA was a low 1.22%.
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