<p>The minor had claimed that LIC failed to inform her about two life insurance policies under the Komal Jeevan scheme being surrendered by her father, her natural guardian, without her knowledge. The minor argued that since she was assured in the policies worth Rs9 lakh and Rs5 lakh, respectively, she should have been notified before they were terminated in 2014. The case alleged deficient service on LIC's part for withholding this information and sought compensation. </p><p>However, the commission rejected the plea, stating that the minor was not a party to the contract and was ineligible to claim any benefits from the policies. In its seven-page order, the commission noted, "The complainant was the life assured but not the policyholder. The policies were purchased by her father, who was the proposer and premium payer, making him the policyholder."</p>

Panel junks minor's plea against LIC

89,4050,1052,80,3125,4661

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