What's behind the campaign and report?
Many have said that they always expected to receive their pension at 60, and made financial plans based on that; for example, some gave up work, but then discovered their state pension age had increased by several years.
That meant they would have to wait much longer to get their pensions but did not have enough time to make alternative plans to bridge this gap. The parliamentary and health service ombudsman (PHSO) has been investigating the matter for years and has now ruled that the women affected are owed compensation.
How did the changes come about?
For decades it was clear and simple: the state pension age for women was 60. An increase to 65, phased in between 2010 and 2020, was included in the 1995 Pensions Act, but in 2011 the coalition government sped up the process. As a result, the state pension age for women increased to 65 by November 2018, and then to 66 by October 2020.
Many women have claimed their plans were thrown into chaos when they discovered their state pension age had increased by four, five or even six years. Some said they only received 12 months' notice of a sixyear delay to their pension.
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