You care about your family and ensure you are with them to celebrate your time together. You do that year after year. At some point in your life, you would like your children or loved ones to do the same thing for you and their families. You need to do financial planning to ensure a smooth transition of responsibilities from one generation to another. That must start when you are not the responsible one.
When young and independent for the first time, you are keen to explore the world. There is barely any time to think about financial planning or retirement. A real estate firm Anarock survey for the industry body FICCI showed that the two younger generations, Gen Z and Millennials (People born after 1980), barely think about retirement planning. There is very little interest in the subject among the young. That is perhaps a systemic problem in India.
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