Vehicle towing
If your car breaks down, you could face a hefty towing bill just to get to the repair shop. "With hooking up, transporting and unloading, the cost can range from $75 to over $150, depending on distance and other factors,' says Elizabeth Martineau Dupuis, Director of Education at the Towing and Recovery Association of America.
The good news? Some insurance policies cover these charges. And if you recently bought a car from a dealership, it may have come with complimentary roadside or towing service. Adds Martineau-Dupuis, "Some credit cards and cellphone carriers offer roadside assistance services at a reduced or fixed cost." If you're not covered by any of these, consider adding a roadside assistance plan to your car insurance policy (they start at around $14 per year), which can save you on towing, battery jumps and other car emergencies.
Getting locked out
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