The Chronicle - March 2021

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March is the closing month of one financial year and certainly gives way to the new one approaching. Keeping this fact in mind, Investors India brings tax-planning advices for all those readers who are closing their current year’s investments. There are also various other updates and product advices for those investors who are looking to begin their financial planning from April onwards.

Enjoy reading and avail best possible use of financial planning in your life.

INSURANCE NEWS

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3 mins

Mutual Fund: How Systematic Investment Plans (SIPs) Help You Save For Long Term Goals

Mutual funds have emerged as one of the simplest financial tools for an investor to achieve financial goals. Whether one has the need to save for short-term goals or for long term goals such as children education, arranging a down payment for a home loan or for one’s own retirement, there are mutual funds available in all variations. What defines the working and the performance of each of them is the underlying asset-class. Those mutual fund schemes which have predominantly higher allocation to equities are suited for long term goals while those with higher allocation to debt are suited for short-to-medium term goals.

3 mins

Tax saving options to help meet your long-term goals: Know them before you invest !!

The last date to save tax on income earned during the financial year 2020-21 is March 31, 2021. In the previous year, the last date was extended by the government, but may not be extended this time. For many of us, tax saving time begins only when there is a call from the accounts department. Instead of being a one-time affair, efficient tax planning should begin in the start of every financial year. This approach helps you not only save tax but also link your tax saving investments to your medium to long term goals.

6 mins

Buying The Right Health Insurance Plan: Know The Variants And How They Work!

When it comes to the features and benefits, the health insurance plans have a lot of differences. It is therefore important to make an informed decision while choosing a health insurance plan to make it work for you in the right manner. The structure, nomenclature and the definitions of the plan could be standardised and largely be same but in terms of benefits, there could be differences. And remember, each such difference leads to variation in premium. So, to start looking for the best health insurance plan would not serve the purpose, rather try to find the right plan that meets your requirement.

6 mins

What should be your strategy in debt funds now?

The 10-year government bond yield, which for several months had been hovering below the 6% mark, suddenly shot up to 6.20%. Market experts say that the declining interest-rate cycle is behind us. Interest rates are likely to climb up in the coming days, albeit at a gradual pace. Clearly, the investment strategy that worked in debt funds in the past will not work in the future.

3 mins

OUTLOOK 2021

State of Economy

2 mins

Embrace the new Beginning

2021 has begun on a positive note. Approval for use of multiple vaccines, faster than anticipated recovery on the economic front, rising corporate profitability, rising stock markets and a pro-growth budget are helping relegate the dark memories of the Covid 19 pandemic into the background and not to forget, a memorable victory for the Indian cricket team under most trying conditions in Australia. The series showcased the resilience, tenacity and confidence of youth of this country. What we saw on the field of cricket is a reflection of the attitude of the next generation. The spirit of playing to win is what will augur well for the country’s economy for the next decade.

3 mins

You Are As Young As You Think: Health Is All In The Mind

“Nothing holds more power over the body than the mind. If we believe deeply that something will happen, it will definitely happen. Often people say: “I knew that this would happen.” this is sankalap shakti or will power.”

6 mins

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The Chronicle Newspaper Description:

The Chronicle, is a daily newspaper produced in Newcastle upon Tyne, covering Tyne and Wear, southern Northumberland and northern County Durham.