![PRIVATISATION OF PSBS A NEW PANACEA](https://cdn.magzter.com/1342092800/1643971623/articles/6202765124dfa/PRIVATISATION-OF-PSBS-A-NEW-PANACEA.jpg)
The country is going through a discussion about privatisation of PSBs and Government is vigorously pulling up for the same. There are two type of thoughts involved one in favour and another against it, Those in favour are giving several logics like PSBs are saddled with NPAs, PSBs are in dual control one by RBI through RBI Act 1934 and one by Finance Ministry By BR Act 1949. So at times Governments through their ministries use PSBs as a tool to further their political gains.
PSBs don't have sufficient Autonomy so they are weak in their business decisions. There is also difference in incentives than their private counterparts which can motivate them to do better. But here we have to understand the goals for which these banks were nationalized i.e. to transfer economic prosperity to untouched masses, to serve the unserved.
The Concept behind Nationalization:
この記事は BANKING FINANCE の February 2022 版に掲載されています。
7 日間の Magzter GOLD 無料トライアルを開始して、何千もの厳選されたプレミアム ストーリー、9,000 以上の雑誌や新聞にアクセスしてください。
すでに購読者です ? サインイン
この記事は BANKING FINANCE の February 2022 版に掲載されています。
7 日間の Magzter GOLD 無料トライアルを開始して、何千もの厳選されたプレミアム ストーリー、9,000 以上の雑誌や新聞にアクセスしてください。
すでに購読者です? サインイン
![BURNOUT AT THE INDIAN BANKS: BREAKING THE CYCLE OF STRESS](https://reseuro.magzter.com/100x125/articles/1055/1726484/ZYfptzYc61718023487855/BURNOUT-AT-THE-INDIAN-BANKS-BREAKING-THE-CYCLE-OF-STRESS.jpg)
BURNOUT AT THE INDIAN BANKS: BREAKING THE CYCLE OF STRESS
The Indian banking landscape is undergoing a period of significant transformation. Mergers, acquisitions, rapid technological advancements, and an increasingly competitive environment are driving growth in the sector.
![Financial Services in Free Trade Agreements](https://reseuro.magzter.com/100x125/articles/1055/1726484/axrmiKvP61718024710461/FINANCIAL-SERVICES-IN-FREE-TRADE-AGREEMENTS.jpg)
Financial Services in Free Trade Agreements
India Exim Bank organised a workshop on “Financial Services in Free Trade Agreements”.
![HDFC Bank introduces PIXEL: A new generation of Digital Credit Cards](https://reseuro.magzter.com/100x125/articles/1055/1726484/fEYmZfLFg1718024670239/HDFC-BANK-INTRODUCES-PIXEL-A-NEW-GENERATION-OF-DIGITAL-CREDIT-CARDS.jpg)
HDFC Bank introduces PIXEL: A new generation of Digital Credit Cards
HDFC Bank announced the launch of ‘PIXEL’ – its first end-to-end mobile app-based customisable, DIY digital card range designed for Digital Natives. PIXEL is tailored for a generation characterised by digital fluency, unique preferences, and distinct financial behaviours.
![ICICI Bank enables NRI customers to use international mobile number to make UPI payments in India](https://reseuro.magzter.com/100x125/articles/1055/1726484/-ueMZL3Qw1718024631503/ICICI-BANK-ENABLES-NRI-CUSTOMERS-TO-USE-INTERNATIONAL-MOBILE-NUMBER-TO-MAKE-UPI-PAYMENTS-IN-INDIA.jpg)
ICICI Bank enables NRI customers to use international mobile number to make UPI payments in India
ICICI Bank announced that it has enabled NRI customers to use their international mobile number to make UPI payments instantly in India, thereby significantly enhancing their convenience of making everyday payments.
![Karur Vysya Bank opens its 840 th Branch at Ayodhya](https://reseuro.magzter.com/100x125/articles/1055/1726484/Z1-F8A9lL1718024578105/KARUR-VYSYA-BANK-OPENS-ITS-840-TH-BRANCH-AT-AYODHYA.jpg)
Karur Vysya Bank opens its 840 th Branch at Ayodhya
Karur Vysya Bank (KVB) inaugurated a new branch at Ayodhya today. This is the 840th Branch of the Bank. Dr. Meena Hemchandra, Chairperson, Karur Vysya Bank inaugurated the Branch. Ayodhya is the 7th Branch of the Bank in Uttar Pradesh and the 35th Branch in the Delhi Division of the Bank.
![ROLE OF 5G IN ACCELERATING DIGITAL TRANSFORMATION IN THE BANKING LANDSCAPE](https://reseuro.magzter.com/100x125/articles/1055/1726484/sD9Ke3ijy1718024323321/ROLE-OF-5G-IN-ACCELERATING-DIGITAL-TRANSFORMATION-IN-THE-BANKING-LANDSCAPE.jpg)
ROLE OF 5G IN ACCELERATING DIGITAL TRANSFORMATION IN THE BANKING LANDSCAPE
The emergence of 5G technology presents a transformative opportunity for the banking industry.
![EMOTIONAL AI IN BANKING](https://reseuro.magzter.com/100x125/articles/1055/1726484/NyolIS2rD1718023993050/EMOTIONAL-AI-IN-BANKING.jpg)
EMOTIONAL AI IN BANKING
\"I believe that at the end of the century, the use of words and general educated opinion will have altered so much that one will be able to speak of machines thinking without expecting to be contradicted.\" - Alan Turing (23 June 1912 - 7 June 1954)
![WOMEN ENTREPRENEURSHIP - A STRONG WHEEL OF INDIA'S GROWTH ENGINE](https://reseuro.magzter.com/100x125/articles/1055/1726484/SXgnMQfbO1718023757480/WOMEN-ENTREPRENEURSHIP-A-STRONG-WHEEL-OF-INDIAS-GROWTH-ENGINE.jpg)
WOMEN ENTREPRENEURSHIP - A STRONG WHEEL OF INDIA'S GROWTH ENGINE
The importance of women entrepreneurship for economic development is widely recognized. India is one of the fastest growing economies and the importance of women entrepreneurship is felt at every level. Women entrepreneurship plays an important role in creating jobs, wealth, poverty reduction, human development, education, health and national development, especially in developing countries like us. The objective of this article is to recognize the contribution of Women entrepreneur in writing India's growth story.
![NAVIGATING THE ETHICAL ABYSS: THE DEEPENING QUANDARY OF AI-GENERATED DEEPFAKES](https://reseuro.magzter.com/100x125/articles/1055/1726484/Ppo6fh9ah1718022178795/NAVIGATING-THE-ETHICAL-ABYSS-THE-DEEPENING-QUANDARY-OF-AIGENERATED-DEEPFAKES.jpg)
NAVIGATING THE ETHICAL ABYSS: THE DEEPENING QUANDARY OF AI-GENERATED DEEPFAKES
In the digital age, where reality and simulation intertwine seamlessly, the emergence of artificial intelligence has thrust us into uncharted territories. With meticulous precision, algorithms now craft media that blurs the lines between truth and fiction, ushering us into an era fraught with ethical dilemmas and privacy concerns.
![THE HISTORY OF THE INDIAN BANKING INDUSTRY](https://reseuro.magzter.com/100x125/articles/1055/1726484/Y6y4RxtwS1718022055953/THE-HISTORY-OF-THE-INDIAN-BANKING-INDUSTRY.jpg)
THE HISTORY OF THE INDIAN BANKING INDUSTRY
The history of the Indian Banking Industry is rich and diverse, reflecting the country's economic and political evolution over the centuries. Banking services play a vital role in the Indian economy, serving as the backbone of its financial system. Here's a brief overview: