Goa has total bank deposits of ₹847.15 billion as on31 March 2020, which is a marginal growth of ₹118.66 billion over the previous year. Advances increased by ₹17.88 billion to aggregate ₹239.85 billion. According to Ulhas B. Phaldesai, Chairman, Goa State Cooperative Bank, the overall CD ratio continues to be low at 28.31%, which is well below the benchmark level.
The restrictions imposed by the RBI on PMC Bank, Yes Bank and 2 major UCBs in the state have resulted in rumours spreading in the market and Phaldesai believes that this has affected the business growth of the cooperative banks to some extent during the financial year under review.
STRONG B/S, HEALTHY LIQUIDITY
The working capital of the Goa State Cooperative Bank is ₹27.05 billion as on 31 March 2020 as against ₹27. 09 billion at the end of the previous year. The total business mix of the bank is ₹ 40 billion and total deposits ₹24.08 billion. Deposits in Goa region are ₹18.63 billion.
この記事は Banking Frontiers の January 2021 版に掲載されています。
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