PANELISTS
Reshma Thakker Chothani: Head Banking alliance & Partnerships, Mobikwik
Prasad Routray: Head Corporate, Business & alliances, Airtel Payments Bank
Bertram Dsouza: EVP - Digital Banking, Kotak Mahindra Bank (now at Protean e-Gov technologies)
Prasanna Lohar: Head technology, DCB Bank
Somya Patnaik: Principal Product Manager, ACI Worldwide
Manoj Agrawal: editor, Banking Frontiers (Moderator)
Manoj: Are the new innovations qualitatively different from the first generation payment innovations?
Bertram: The pace of innovation has remained constant but the breath and the number of different areas in which innovation is prevalent have increased over the years. There are 4 key areas that I see evolving. Firstly, having a future-ready technology stack like a micro-services architecture is essential. Secondly, simple innovations are widespread across digital platforms. Customers expect high quality experiences across digital channels and digital payments. Thirdly, it is often the first mover that gets an advantage, so getting innovations right before competitors is advantageous for the firm. Lastly, innovations have to be built independently as well as co-created along with partners.
Prasad: A few more can be added to the list. Innovations in the space of B2B needs attention. The rural sector innovations need to speed up. Payments is not the forte for BFSI alone anymore.
Reshma: No doubt the innovations are blossoming, but feature phones will be the game-changer. It has to be seen when the non-smartphone users move to digital payment methods.
この記事は Banking Frontiers の March 2022 版に掲載されています。
7 日間の Magzter GOLD 無料トライアルを開始して、何千もの厳選されたプレミアム ストーリー、9,000 以上の雑誌や新聞にアクセスしてください。
すでに購読者です ? サインイン
この記事は Banking Frontiers の March 2022 版に掲載されています。
7 日間の Magzter GOLD 無料トライアルを開始して、何千もの厳選されたプレミアム ストーリー、9,000 以上の雑誌や新聞にアクセスしてください。
すでに購読者です? サインイン
Swedbank leverages data to the hilt
Sweden's Swedbank takes innovation to a different level by collaborating with other competing banks:
Digitization is for customer satisfaction, says Argenta Bank
Belgium's Argenta Bank has designed its digitization efforts to enhance customer experience:
Speed, Safety, Compliance
Brijesh Samantaray, Co-founder, Propelld shares the current trends in the education loans how the company is leveraging technology:
Unique methods in fraud perpetration
When we look at some of the very serious frauds that had taken place in the financial realm, it is evident that the perpetrators are somewhat ingenious:
NBFCs: Elevating Organizational IQ
What is more important than hiring smart people is raising organizational IQ. This topic was discussed in depth in a panel discussion at NBFC's Tomorrow conclave organized by Banking Frontiers. Edited excerpts:
Trustful Transformation
Transformation is no longer only about growth & efficiency. It involves aspects like compliance, security and explainability that are impacting NBFCs. These issues are explored in this panel at NBFC's Tomorrow:
CEO Panel: Connecting Traditional Wisdom with Modern Intelligence
Banking Frontiers organized its annual NBFC Conclave titled NBFC's Tomorrow in August 2024 at Mumbai. Highlights of the first panel discussion:
NBFCs EXPERIENTIAL EVOLUTION, TRUSTWORTHY TRANSFORMATION
Banking Frontiers organized NBFC's Tomorrow, its annual NBFC Conclave, in Mumbai on August 21. The program comprised panel discussions on 5 upcoming opportunities for the NBFC sector, along with presentations, fireside chats and a keynote address. Edited excerpts from the conclave:
Smart ATMs - an indication of a resurgence
Smart ATMs can be the future way of how one may be interacting with a bank and doing transactions:
Personalization scores with HNWI & YP
Ghulam Haidar Rasooli, Chief Financial Officer at Afghanistan based Ghazanfar Bank, reveals the impact of personalization and future roadmap: