Retirement is an unavoidable occurrence and there is a strong probability that one will continue to live even after they retire. As a result, you will incur expenses even after you retire. The expense in this scenario might be both predictable and unforeseen. Home expenditures, discretionary spending, children’s school or college fees, EMI outgo, savings and investments, and so on are all expected costs. Unexpected costs, on the other hand, include items such as a medical contingency reserve, a fund to compensate for job loss, etc. As a result, having a retirement plan in place to handle these expenditures is crucial.
When you hear the word retirement planning, your mind may run with possibilities that might find you in hot water. Additionally, people are often in a quandary when it comes to choosing assets. Although some retirees like being aggressive with their finances, a majority of individuals prefer to minimise volatility. This begs the question of whether equity mutual funds or debt mutual funds are preferable. In this article, we will attempt to discover the same. Nevertheless, before we begin, we must first understand retirement planning, as well as its relevance and phases.
Defining Retirement Planning
この記事は Dalal Street Investment Journal の March 13, 2023 版に掲載されています。
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この記事は Dalal Street Investment Journal の March 13, 2023 版に掲載されています。
7 日間の Magzter GOLD 無料トライアルを開始して、何千もの厳選されたプレミアム ストーリー、9,000 以上の雑誌や新聞にアクセスしてください。
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