What does your Aadhaar mean to you: A 12 digit number or a social access card for your identity? But, for more than 70 percent of the Indian population it means access to financial inclusion plan. Entrepreneur examines how the recent SC verdict changes things.
About a few months ago, opening a bank account was one of the easiest tasks. Unlike the traditional methods, where you were required to present your photo along with an address identification physically, Aadhaar based biometric system had really eased out the KYC game for consumers in India. But then came the much-sought after Aadhaar ruling.
On 26 September, the Supreme Court in a detailed judgement said that Aadhaar scheme is constitutionally valid, however, struck down Section 57 of the Aadhaar Act, which prevents private companies including banks and telecom companies from accessing the data. And since then, the fintech industry that thrived on the e-KYC process is in turmoil.
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