Act now to protect yourself.
As new research on identity theft continues to roll in, it paints an unsettling picture of how good crooks are getting at their craft. Although the number of U.S. breaches fell in 2018, the number of records exposed containing sensitive, personally identifiable information (such as Social Security and financial-account numbers) spiked by 126% from the year before, according to a report from the Identity Theft Resource Center. “That tells us thieves aren’t committing less crime—they’re just getting better at it,” says Eva Velasquez, president and CEO of the ITRC.
One of the largest breaches disclosed last year was at Marriott International, which admitted in November that its Starwood guest reservation database had been hacked starting in 2014. That exposed up to 383 million guest records (though the number of guests affected is likely smaller because of multiple records). Many records contained data such as passport numbers, addresses, dates of birth and, in some cases, customers’ payment-card information. Quora, an online question-and-answer platform, also discovered a breach of account information including names, e-mail addresses and passwords of up to 100 million users. Hackers may try to enter stolen usernames and passwords into other sites—say, those of banks or retailers—in hopes that some customers reuse their log-in details across several accounts. “The chances that some of those credentials will work on one or more other websites are exceptionally high,” says Velasquez.
ãã®èšäºã¯ Kiplinger's Personal Finance ã® May 2019 çã«æ²èŒãããŠããŸãã
7 æ¥éã® Magzter GOLD ç¡æãã©ã€ã¢ã«ãéå§ããŠãäœåãã®å³éžããããã¬ãã¢ã ã¹ããŒãªãŒã9,000 以äžã®éèªãæ°èã«ã¢ã¯ã»ã¹ããŠãã ããã
ãã§ã«è³Œèªè ã§ã ?  ãµã€ã³ã€ã³
ãã®èšäºã¯ Kiplinger's Personal Finance ã® May 2019 çã«æ²èŒãããŠããŸãã
7 æ¥éã® Magzter GOLD ç¡æãã©ã€ã¢ã«ãéå§ããŠãäœåãã®å³éžããããã¬ãã¢ã ã¹ããŒãªãŒã9,000 以äžã®éèªãæ°èã«ã¢ã¯ã»ã¹ããŠãã ããã
ãã§ã«è³Œèªè ã§ã? ãµã€ã³ã€ã³
FREE HELP FOR COLLEGEBOUND STUDENTS
This programâs mentors assist applicants as they fill out the FAFSA, write essays and more.
WHAT YOU SHOULD KNOW ABOUT SPOUSAL IRAS
You typically need earned income to contribute to an individual retirement account, but a spousal IRA provides an important exception to this rule.
SELLING SHARES? HERE'S HOW TO MINIMIZE TAXES ON YOUR GAINS
ET'S say you've been regularly buying shares in a booming tech company over the past few years, but now you want to start taking some of those profits, perhaps to rebalance your portfolio.
Strategies for Novice Investors
AS part of a lifes kills program for young, single mothers, I was asked to teach a class on how to get on top of your finances.
ANSWERS TO YOUR 529 PLAN QUESTIONS
Thanks to recent policy changes, families have more options for what to do with money sitting in these tax-advantaged accounts.
Rate-Cut Winners and Losers
NOW that the Federal Reserve has cracked the interest rate ice, the next development will be to separate winners from losers.
SHOULD YOU BUY THESE RED-HOT FUNDS?
Covered-call ETFs are popular but come with plenty of caveats.
DIVIDEND STOCKS ARE READY TO REBOUND
Our favorite dividend payers are poised to benefit as falling interest rates lure investors back.
IS A 55+ COMMUNITY RIGHT FOR YOU?
These age-restricted developments appeal to older adults seeking abundant amenities and an active lifestyle.
AT LONG LAST, RATES ARE DROPPING
Consider these portfolio moves now that the Federal Reserve has cut its benchmark interest rate.