Napoleon Hill, a Great Depression-era author and former advisor to President Franklin D. Roosevelt in his famous book “Think and Grow Rich” stated that thinking about being rich is as important as the act of making the money for being rich. You must have come across thousands of personal finance books on the shelves these days you will find hundreds of titles on how to spend less,how to save more, how to invest better, how to retire early, how to get out of debt faster so on and so forth. But the most important thing all these books fails to mention is taking the first step – get the “desire” to be rich first.
Step 1:
Spend some time alone and fix the exact amount of money you desire. Create a benchmark for yourself. It is not enough for you to say something intangible like “I want a lot of money” or “I want plenty of money”. You have to have a tangible amount in mind and be definite to the imagined amount.
Step 2:
Now comes the very important next step. Determine exactly how much you intend to give in return of getting the imagined amount of money in future. You have to realize that there is no such fact as “something for nothing”. You must be ready to sacrifice and toil for reaching your monetary goal. How much will you sacrifice and toil is entirely upto you, but remember, your effort is directly proportional to the results.
Step 3:
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