If a good saver looks slightly further out, he should find an affordable property that suits his needs
NAME: David Purdie
STATUS: First home buyer.
QUESTIONS: What are the affordable, up-and-coming suburbs of Brisbane where I can buy a house for $450,000 to $500,000?
ANSWERS: Buy a freestanding house situated in an area that can provide community and amenity and cater for a good lifestyle. There are some fabulous suburbs in your price bracket such as Chermside, Zillmere and Banyo. Keep your money in cash and term deposits as you will buy a property in a year or so. Keep an eye out for the passing of the government’s legislation to allow first home buyers to save for a deposit within their super fund – the First Home Super Saver Scheme – which could be financially beneficial.
David Purdie is on track to have a 20% deposit for a house in Brisbane by early next year. The 27-year-old, who will receive his permanent residency at the end of the year, has a good full-time job in technology sales. He is a keen saver who keeps his expenses low and doesn’t have any debt.
David would like to buy a property, preferably a house, that is within a 10-kilometre radius of the centre of Brisbane in the $450,000 to $500,000 price bracket. He wants a minimum of two bedrooms and will live in it. He is prepared to buy a fixer-upper but not a dump.
But the Brisbane property market – particularly apartments – is patchy. Apartments are under pressure from an oversupply. If David avoids buying an apartment, what sort of house should he buy? What are the up-and-coming Brisbane suburbs that he can afford?
What sort of annual growth (or over, say, a decade) is reasonable to expect in the Brisbane market?
ãã®èšäºã¯ Money Magazine Australia ã® October 2017 çã«æ²èŒãããŠããŸãã
7 æ¥éã® Magzter GOLD ç¡æãã©ã€ã¢ã«ãéå§ããŠãäœåãã®å³éžããããã¬ãã¢ã ã¹ããŒãªãŒã9,000 以äžã®éèªãæ°èã«ã¢ã¯ã»ã¹ããŠãã ããã
ãã§ã«è³Œèªè ã§ã ?  ãµã€ã³ã€ã³
ãã®èšäºã¯ Money Magazine Australia ã® October 2017 çã«æ²èŒãããŠããŸãã
7 æ¥éã® Magzter GOLD ç¡æãã©ã€ã¢ã«ãéå§ããŠãäœåãã®å³éžããããã¬ãã¢ã ã¹ããŒãªãŒã9,000 以äžã®éèªãæ°èã«ã¢ã¯ã»ã¹ããŠãã ããã
ãã§ã«è³Œèªè ã§ã? ãµã€ã³ã€ã³
An outrageous, beautiful monopoly
Telstra's mobile business is a cash machine with few competitors, giving it the highest returns in the world.
Drop the anchor to judge value
Buying and selling decisions should be based on where a stock price is going, not where it has been.
Powering the AI boom
Beyond the software and chipmakers, where will the energy come from?
Get into life
Tucked inside super are products that can protect you from life's inevitable uncertainties.
Paths to home ownership
Taking the road less travelled can sometimes deliver unexpected benefits.
Sold! Quick ways to add value
Small, strategic changes can have a big impact on the look and feel of your home. And get you a better price on auction day.
Money lessons the kids need to know
Your children can learn a lot from your past money mishaps. Here are eight financial conversations I have had with mine.
Property-investing rules: are they likely to change?
The pressure for the government to curb the tax benefits of tax concessions, such as negative gearing and the capital gains tax discount, is unrelenting. Most recently, independent senators David Pocock and Jacqui Lambie proposed five options for paring back investment property tax concessions, with savings to the Federal budget of up to $60 billion over the next decade.
What's love got to do with it?
A rollercoaster of emotions could be driving poor crypto behaviour.
Are we ready to be cash-free?
Saying goodbye to our piggy banks too soon could leave small businesses in the dark when problems arise.