Lendingkart is all about swift and fast-paced loan disbursal to small and micro enterprises, says Rimme Dirchi
Small and Medium Enterprises (SME) are often considered to be the backbone of any thriving economy. With advancement in technology, the process of conducting businesses has become swift and fast-paced. But availability of capital is often a constraint for these companies. This especially holds true for small businesses and trading hubs in rural areas of India. Lendingkart, a fintech company born in 2014, is attempting to solve this problem by providing working capital needs to small and medium-sized enterprises by offering fast and easy collateral-free loans with minimal paperwork. “Lendingkart is financing SMEs with speed and convenience, offering a quick and efficient service against traditional financial institutions,” says Harshvardhan Lunia, co-founder, CEO, Lendingkart.
Lendingkart is a non-deposit taking Non Banking Financial Company (NBFC) that offers small businesses short-term, small-ticket loans. “To make finance available in a more seamless manner, the entire process has been taken online, along with alternative credit scoring mechanisms using documents which are easily available with SMEs,’’ he says.
KPMG and H2 Ventures, in their 2017 Fintech 100 Global report, recognised Lendingkart Group as one of the world’s top fintech innovators.
この記事は Outlook Money の March 2018 版に掲載されています。
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この記事は Outlook Money の March 2018 版に掲載されています。
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