Listed below are different types of banking schemes available for women in business.
Stree Shakti Package for Women Entrepreneurs is offered by SBI, for women having 50% or more ownership in the business. Plus, 0.50 % concession in interest rate on loans exceeding ₹ 2 lakh and no collateral security is required up to ₹ 5 lakhs. Women entrepreneurs are also offered extra concessions if they are trained and certified in the specified business. Also, training, development programmes and awards are given by SBI to promote women’s participation in the business eco-system.
Bhartiya Mahila Bank Business Loan is designed to assist women entrepreneurs in retail and manufacturing sector. This public sector scheme provides loan up to ₹ 20 crores for expansion, working capital needs and manufacturing purposes. Small enterprises are granted collateral free loan at concessional interest rates up to ₹ 1 crore. Repayment term is maximum 7 years. Bhartiya Mahila Bank Business Loan also offers plans like
Shringaar- Available for self-employed women who want to set up their own beauty parlour. They can utilize the loan amount for working space, working expenses, equipment and stocks.
Parvarish- Parvarish is available for self-employed women, aiming to set-up day care and crèches. Loan up to ₹ 1 crore is easily available for women entrepreneurs.
Annapurna- This scheme could be availed to start or expand business related to food industry, for example, catering, restaurant etc.
この記事は Small Enterprise の October - November 2019 版に掲載されています。
7 日間の Magzter GOLD 無料トライアルを開始して、何千もの厳選されたプレミアム ストーリー、9,000 以上の雑誌や新聞にアクセスしてください。
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この記事は Small Enterprise の October - November 2019 版に掲載されています。
7 日間の Magzter GOLD 無料トライアルを開始して、何千もの厳選されたプレミアム ストーリー、9,000 以上の雑誌や新聞にアクセスしてください。
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