Thanks to all-new “FinTech”, your phone won’t just track your money and sock it away for you. It’ll also help you budget, invest extra funds, and control your spending patterns.
JEREMY BENNETT COULDN’T believe the pie chart on his iPhone. He’d recently started using a personal-finance app to track his spending habits and was now faced with a painful reality in yellow, orange, and blue. “I had an ‘Oh, shit’ moment”, he says over a beer in lower Manhattan, USA. “I spend how much on food?” He ended up saving a whole lot of money every month just by cutting back on dining out. “I was blown away by how much I could save by changing one little thing.” And he’s not the only one opening his eyes to the power of your phone over your finances. Thanks to an explosion of innovation — and R260 billion in venture capital in just 18 months — financial technology, or FinTech, is upending the banking industry and changing the way we interact with our money. FinTech is exploding so fast I had three tech-savvy 20-something guys test-run the latest and greatest apps on the market. Then we met at a bar to discuss our findings.
The best app for budgeting your life
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