Were your finances well in place?
Has your equity portfolio generated more than average returns? Has your mutual funds schemes generated returns as other schemes? Was there any increase in income sources? Is there any marked increase in your savings? Did you make any big-ticket purchase on loan? Has any new expense head been created up last year?
Having a financial plan in place
No matter if you are young and recently started your career or you are in your middle age, if you don’t have a financial plan in place, give it a priority over all other financial and investment moves. Start the year 2022 with a proper financial plan in place without any delay. It gives you a better control on your finances.
There isn’t a ready-made formula or a one-size-fits-all kind of plan. They will vary for each individual as circumstances are different for all. Still, some of the basic steps can be common to all and can give a head start unless one wants to build a plan more professionally through a financial planner.
この記事は Investors India の January 2022 版に掲載されています。
7 日間の Magzter GOLD 無料トライアルを開始して、何千もの厳選されたプレミアム ストーリー、9,000 以上の雑誌や新聞にアクセスしてください。
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この記事は Investors India の January 2022 版に掲載されています。
7 日間の Magzter GOLD 無料トライアルを開始して、何千もの厳選されたプレミアム ストーリー、9,000 以上の雑誌や新聞にアクセスしてください。
すでに購読者です? サインイン
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