A friend of mine, Emily, is weighing up whether to replace her kids’ childcare with an in-home carer such as a nanny or an au pair.
No, Emily isn’t a high income earner with a flash house and separate accommodation. She is a hardworking, exhausted mother who needs help bringing up her two young boys. Emily and her husband David have no family in Sydney to help them and they work long hours, often travelling.
They currently hire a student to pick up the kids from daycare and feed them an early dinner, but this arrangement can be unreliable. Emily hopes an au pair or nanny will ease the family’s stress levels and everyone, especially the kids, will be happier.
Emily and David spend about $1200 a week on childcare and pick-ups. Can they afford a nanny or au pair? And will their kids get quality care?
Typically nannies tend to have some childcare training and experience in looking after kids. They can either live with the family or outside. Their hourly rate ranges from $25 to $40.
この記事は Money Magazine Australia の February 2020 版に掲載されています。
7 日間の Magzter GOLD 無料トライアルを開始して、何千もの厳選されたプレミアム ストーリー、9,000 以上の雑誌や新聞にアクセスしてください。
すでに購読者です ? サインイン
この記事は Money Magazine Australia の February 2020 版に掲載されています。
7 日間の Magzter GOLD 無料トライアルを開始して、何千もの厳選されたプレミアム ストーリー、9,000 以上の雑誌や新聞にアクセスしてください。
すでに購読者です? サインイン
An outrageous, beautiful monopoly
Telstra's mobile business is a cash machine with few competitors, giving it the highest returns in the world.
Drop the anchor to judge value
Buying and selling decisions should be based on where a stock price is going, not where it has been.
Powering the AI boom
Beyond the software and chipmakers, where will the energy come from?
Get into life
Tucked inside super are products that can protect you from life's inevitable uncertainties.
Paths to home ownership
Taking the road less travelled can sometimes deliver unexpected benefits.
Sold! Quick ways to add value
Small, strategic changes can have a big impact on the look and feel of your home. And get you a better price on auction day.
Money lessons the kids need to know
Your children can learn a lot from your past money mishaps. Here are eight financial conversations I have had with mine.
Property-investing rules: are they likely to change?
The pressure for the government to curb the tax benefits of tax concessions, such as negative gearing and the capital gains tax discount, is unrelenting. Most recently, independent senators David Pocock and Jacqui Lambie proposed five options for paring back investment property tax concessions, with savings to the Federal budget of up to $60 billion over the next decade.
What's love got to do with it?
A rollercoaster of emotions could be driving poor crypto behaviour.
Are we ready to be cash-free?
Saying goodbye to our piggy banks too soon could leave small businesses in the dark when problems arise.