The rising cost of living and the desire to keep up with the latest trends isn’t doing anyone any good. Vasenta Selvanayagam reveals a few much-needed tips on ways to save cash for your later days.
A few months back, I decided to meet up with my BFFs for coffee. After placing my order at the counter, I passed the lady a RM20 bill to pay for my cuppa. She looked at me and said that the cup of latte I just ordered was RM35. I was shocked but of course, was too embarrassed to cancel my order. I cursed myself for not checking the price before placing my order. But it also got me and my GFs complaining about how difficult it is to enjoy the simple things in life without enough money. One of my peeps who is a financial planner popped the question: how much have we saved up for our retirement? We all went blank. Retirement, errr... us? We’re just starting our working lives; there’s plenty of time to think about retiring, right?
The question of saving for retirement continued to bug me. Were my friends and I the only ones so ignorant about this subject? I decided to ask this question to a few random people I met along the way in the mall, between the ages of 20 to 35, and these were some of their responses:
“Nope! I’m still young. I can start doing that once I hit 40.” – SALLY NG, 29
“I have my normal savings. Does that count?” – CHEW LAI YIN, 30
“I’m still in debt as I need to pay off my PTPTN and my car loan. Only after I’ve managed to buy a house will I think of my retirement.” – INDIRA RAHMAN, 25
“Life is short. There is no point working hard and not rewarding yourself. I believe my retirement is sorted as I have my EPF savings. So for now, I’ll just go with the flow.” – NG BOON PIN, 35
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Finding Symbiosis From Within
The rise of pre- and probiotics in skincare has resulted in a beauty revolution like no other as they support skin's microbiome with their healing and nurturing properties. Take this time of self-reflection to learn which microbes would work well with your skin.
You With The Good Hair
For those of us who have a healthy, full head of hair, we might not realise how much we take it for granted. But there are others out there who donât, and they find comfort and strength in knowing that a hairpiece or wig is there to make them feel beautiful. Sarah hani jamil talks to hairstylist and founder of hair menu wigs, david shaw on how the hair plays a big role in boosting self-esteem.
A Show of Hands
A Show of Hands
PUTTIN'ON THE SPRITZ
ONE WOMANâS JOY CAN BE ANOTHERâS POISON BUT WHATâS FOR CERTAIN IS THAT THE SAME SCENT MAY NOT SMELL ALIKE ON EVERY WOMAN. HERE ARE SOME CLASSIC FRAGRANCES THAT HAVE ENJOYED MORE THAN JUST A DAB SINCE THEIR LAUNCH MANY YEARS AGO, PLUS A SELECTION OF NEW SCENTS THAT POSSESS TIMELESS APPEAL.
STAYING ONE STEP AHEAD
AMIDST RUNNING HER OWN FASHION BRAND AND MANAGING MULTIPLE BUSINESS VENTURES, NOOR NEELOFA MOHD NOOR, OR POPULARLY KNOWN AS NEELOFA, ADDS ANOTHER FEATHER TO HER CAP â A COLLABORATION WITH INTERNATIONAL SHOE DESIGNER, GIUSEPPE ZANOTTI. SHE TELLS SARAH HANI JAMIL ALL ABOUT IT.
The Acid With Better Skin Benefits
Polyhydroxy acids are the new superstars of over-the-counter chemical exfoliants. Theyâre milder than their alpha-hydroxy acid cousins, gentle enough for sensitive skin, and nourish and protect in ways other acids donât. Engracia ang investigates them.
Tales From The Hair Maestro
With over 35 yearsâ experience as a hairdresser, Ecru New Yorkâs creative director, Lisa Lobosco is a notable trendsetter and style enthusiast. Nabila Azlan catches up with her during the brandâs launch in Kuala Lumpur via a partnership with shins.
Having The World At His Feet
His fancy footwear is favoured by the well-heeled the world over but despite his fame and recognition, Italian Designer Giuseppe Zanotti is as grounded as they come. He talks to Sarah Hani Jamil about his spring/summer 2020 collection in the living room of his swanky home in Milan over tea and pastries.
Aesthetics: Pros & Cons
Itâs a face-off when it comes to botulinum toxin injections and dermal fillers. Ng Yi Lian has no qualms about doing them, while kayce teo shuns all invasive aesthetic treatments. Itâs about ageing gracefully, they both say. Where do you stand?
Why Miss Universe Malaysia 2019, Shweta Sekhon Is Cut Out To Be A Winner!
With her sultry good looks, thirst for knowledge and a goal to help others, itâs easy to understand why Miss Universe Malaysia 2019, Shweta Sekhon is cut out to be a winner. She talks to Sarah Hani Jamil about overcoming self-doubt, pushing past her limits and making a mark in the world.
