Health insurance companies will not be permitted to contest mediclaims of their customers once the premium has been paid for a continuous period of eight years, according to the latest guidelines issued by the Insurance Regulatory Development Authority of India (IRDAI).
IRDAI said the aim of the guidelines is to standardise the general terms and clauses incorporated in indemnity based health insurance (excluding personal accident and domestic/overseas travel) products by simplifying the wording of general terms and clauses of the policy contracts and ensure uniformity across the industry.
All policy contracts of the existing health insurance products that are not in compliance with these guidelines shall be modified as and when they are due for renewal from April 1, 2021 onwards.
この記事は Mail Today の June 15, 2020 版に掲載されています。
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この記事は Mail Today の June 15, 2020 版に掲載されています。
7 日間の Magzter GOLD 無料トライアルを開始して、何千もの厳選されたプレミアム ストーリー、9,000 以上の雑誌や新聞にアクセスしてください。
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