Phishing
As the word phishing sounds as fishing, the meaning can be derived from that. In fishing as one attempt to catch fish from water by luring fish by some curious item, similarly in phishing a scamster try to lure the prospect victim over email, call etc. Phishing is one of the various social engineering technique used by cyber criminals to trick and deceive people. The term phishing dates back at least 25 years to the days when AOL was a big internet service provider. Some users would pretend to be AOL staff in chat rooms and trick other users into sharing passwords and credit card numbers. This was sometimes referred to as fishing for information (i.e. phishing).The first use of the term phishing seems to be from a hacker called Koceilah Rekouche, who developed an automated tool for tricking users in 1995. As a nod to the existing term phreaking, which related to people who played with, reverse engineered and hacked the telephone network, he called this automated fishing, or phishing.
Phishing is a cybercrime in which a target or multiple targets are contacted by email, telephone or text message by someone posing as a legitimate institution to lure individuals into providing personally sensitive data such as personally identifiable information, banking and credit card details, and passwords or may be a PIN of the card. The information is then used to access important accounts and can result in identity theft and financial loss.
Some of the common feature of phishing mails are-
1) Catchy Subject Lines - Phishing campaigns typically aim to instill a sense of urgency using intense language and scare tactics, starting with the email's subject line. Common themes among phishing emails are that something sensitive, such as a credit card number or an account, has been compromised. This is done to induce the recipient into responding quickly, without recognizing the signs of a scam.
ãã®èšäºã¯ BANKING FINANCE ã® July 2024 çã«æ²èŒãããŠããŸãã
7 æ¥éã® Magzter GOLD ç¡æãã©ã€ã¢ã«ãéå§ããŠãäœåãã®å³éžããããã¬ãã¢ã ã¹ããŒãªãŒã9,000 以äžã®éèªãæ°èã«ã¢ã¯ã»ã¹ããŠãã ããã
ãã§ã«è³Œèªè ã§ã ?  ãµã€ã³ã€ã³
ãã®èšäºã¯ BANKING FINANCE ã® July 2024 çã«æ²èŒãããŠããŸãã
7 æ¥éã® Magzter GOLD ç¡æãã©ã€ã¢ã«ãéå§ããŠãäœåãã®å³éžããããã¬ãã¢ã ã¹ããŒãªãŒã9,000 以äžã®éèªãæ°èã«ã¢ã¯ã»ã¹ããŠãã ããã
ãã§ã«è³Œèªè ã§ã? ãµã€ã³ã€ã³
Banking and Financial Services: Paving the Way for India's Development
The adoption of digital payments through platforms like the Unified Payments Interface (UPI) has made cashless transactions a norm. The rapid growth of fintech has democratized access to financial products, making it easier than ever for people across the country to manage their finances.
Reigning in Finfluencers amidst Increased Retail Market Participation
The absolute number of investors in India is higher compared to mature markets like U.S, China and others, while the per capita figures are still lower indicating enough headroom for growth. Younger generation in age group of 21 to 35 years are leading this wave of new investors. This massive growth in retail participation is multidimensional consisting of Economic, Structural and Behavioural drivers.
The Rise of ESG Investing: Global Trends and Opportunities in the Indian Market
Environmental, Social, and Governance (ESG) investing has emerged as a transformative trend in global financial markets. As the world grows more conscious of sustainability, investors are moving away from traditional profit-driven strategies towards investments that align with broader social and environmental values.
Thematic and Sectoral Funds: A Comprehensive Overview
In the dynamic world of mutual funds, thematic and sectoral funds have emerged as popular investment options for those looking to capitalize on specific economic trends, sectors, or themes. Unlike traditional diversified funds that spread investments across various sectors, thematic and sectoral funds focus on particular themes or sectors, offering investors the opportunity to align their portfolios with specific economic narratives or growth stories.
Bucketing Strategy
The rich cultural heritage of India is visible in the omnipresence of Forts across the Indian landscape. These structures reflect a larger-than-life style of living of India's richie rich. Even after centuries, this craze for physical asset prevail.
The Importance of Building Trust in Client Relationships
A successful engagement begins with recognizing the client's stage in life and the challenges they face. This empathetic approach sets the groundwork for providing tailored advice rather than a generic sales pitch.
The Fail Proof Model to Achieve your Financial Goals
Most of the Financial Goals fails because LACK OF DISCIPLINE strategy to achieve it. There is a say that, PEOPLE MAY FAIL BUT STRATEGY or PROCESS WON'T. Any goals with DISCIPLINED STRATEGY can increases the success rate of achieving by 90%.
The Evolution and Future of the Global Mutual Fund Industry
The global mutual fund industry has seen significant transformation over the last decade, driven by various factors such as technological advancements, changing investor preferences, regulatory reforms, and the rise of sustainable investing. These shifts have had profound implications on the mutual fund industry in India, where the market has experienced rapid growth.
Focussing on Attitude, Skill and Knowledge
One must consult a successful person in the field and walk the path. Repeat the success formula which worked for a person you can follow. Have mentors and coaches in life and the journey will become better and enjoyable.
Current Trends in Mutual Funds
Systematic Investment Plans (SIPs) have become one of the most popular investment strategies among Indian retail investors, offering a disciplined approach to wealth creation. SIPs allow investors to invest a fixed amount regularly (usually monthly) in mutual funds, thus averaging out the cost of investment and mitigating the impact of market volatility.