TODAY, modern science has made it possible to deal with most ailments. However, medical treatment and hospitalisation is expensive and medical inflation at 14-15 per cent is much higher than normal inflation. A medical emergency can not only be a traumatic experience; it can wipe out your lifeâs savings in the blink of an eye. So, health insurance is a must. In this story, we help you navigate the world of health insurance.
Get Covered Adequately âFor a family of four living in a metro, it is recommended to opt for a family floater health insurance plan with a sum insured of at least Rs 15-20 lakh,â says Rakesh Jain, CEO, Reliance General Insurance. A family floater insurance is a comprehensive health insurance plan that covers multiple family members under a single policy and is thus a cost-effective way to protect all your family members. All family members share a sum assured. During the pandemic when multiple family members fell ill together, the family floater coverage turned out to be inadequate for many. So, the higher cover you can get, the better.
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