Udayan Joshi says that purely from the insurance rate standpoint, it is not costlier to insure EVs
India is the world’s 4th largest car manufacturer with EVs now claiming a significant stake in the personal vehicle category. The year 2022-23 saw the highest-ever battery vehicle sales.
Some Indian customers are interested in EVs as they think EVs will reduce running costs in the long run. Others are interested in EV technology and the desire to do good for the environment. The EV intenders believe that the EV provides lower cost per mile compared to petrol/ diesel vehicles and there is a choice between hybrids and fully electric.
The increasing adoption of electric vehicles worldwide has resulted in a higher demand for insurance coverage specifically designed for these vehicles. Stringent emission norms enforced by regulatory bodies and rising environmental concerns have accelerated the adoption of emission-free electric vehicles, further driving the demand for EV insurance.
GLOBAL EV INSURANCE MARKET
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