FlexiLoans is amongst India's top MSME-focused digital NBFC growing at a CAGR of 500% with more than â¹10 billion of disbursements to more than â¹1.5 million registered users across 1400 cities through 100% digital originations and zero branches.
Gitanjali Mayani heads sales at FlexiLoans. From her extensive experience in banking of over 2 decades, she brings to the table a wide range of skills relating to loans and banking, wealth management, and call centre operations. She has worked in the branch setup in Standard Chartered Bank as well as on the digital platform at Bankbazaar.com.
STRENGTH OF EMPLOYEES, TEAM
Flexiloans has strong representation of women employees across all levels and functions of the organization. Primarily, teams such as sales, credit, HR and business development have higher representation of women employees. Current women representation at Flexiloans is over 31% out of a total strength of 355 employees. Gitanjali heads a team of 100+ employees, who convert leads into logins with credit for underwriting. She updates: "This FY we have hired 54 women employees across multiple roles up to third quarter. Women occupy a higher ratio in roles at junior and middle management levels. Top leadership comprises of 25% women leaders. My team helps the customers to complete their post-sanction documentation, so they can get the business loan disbursal in the fastest possible time."
ACCEPT INNOVATIVE IDEAS
Gitanjali's team at FlexiLoans comprises almost 50% of women with 25% in leadership positions. The suggestion that the company should outsource call centre activities rather than use inhouse employees came from a woman team member. Gitanjali informs: "This has led to the organization saving almost 30% in terms of cost as well as having unlimited ability to scale at a much faster pace."
ãã®èšäºã¯ Banking Frontiers ã® March 2023 çã«æ²èŒãããŠããŸãã
7 æ¥éã® Magzter GOLD ç¡æãã©ã€ã¢ã«ãéå§ããŠãäœåãã®å³éžããããã¬ãã¢ã ã¹ããŒãªãŒã9,000 以äžã®éèªãæ°èã«ã¢ã¯ã»ã¹ããŠãã ããã
ãã§ã«è³Œèªè ã§ã ?  ãµã€ã³ã€ã³
ãã®èšäºã¯ Banking Frontiers ã® March 2023 çã«æ²èŒãããŠããŸãã
7 æ¥éã® Magzter GOLD ç¡æãã©ã€ã¢ã«ãéå§ããŠãäœåãã®å³éžããããã¬ãã¢ã ã¹ããŒãªãŒã9,000 以äžã®éèªãæ°èã«ã¢ã¯ã»ã¹ããŠãã ããã
ãã§ã«è³Œèªè ã§ã? ãµã€ã³ã€ã³
Excelling by partnering with Fenergo, SBS, Aurai, Avanade & others
The Netherlands-based NIBC Bank defines itself as an entrepreneurial asset financier for companies and individuals, having funded private housing ventures, rental property, commercial real estate, infrastructure and cars and claims it makes a difference for its clients through long-term relationships based on knowledge and expertise.
Drive by Connectivity, Automation & Analytics: SEB
Skandinaviska Enskilda Banken, or SEB, promotes digitization as much as it operates as an established bank:
Afterhour Passions
Professional success is often shaped by what a person does afterhours. Let us look at a few such people and what hobbies recharge their body, mind and spirit:
A colossal rise in agri credit
A study by 3 academics on the impact of bank credit for agricultural sector reveals very encouraging trend:
The Future of Cybersecurity: Balancing AI & Human Expertise
There is no denying the fact that the continued evolution in AI will redraw the landscape of cybersecurity. In this respect, the future of digital defences rest on how effectively AI capabilities are balanced with human expertise.
REINFORCING BRAND COOPERATIVE
Banking Frontiers organized its annual Frontiers in Cooperative Banking Awards and Conference in Lucknow in October where stalwarts from the sector shared insights into progress achieved and gave guidance on the road ahead.
Magma HDI & Mahindra Finance collaborate to expand insurance access nationwide
Mahindra Finance, a leading player in India's non-banking financial services sector, has forged a strategic partnership with Magma HDI General Insurance Company to deliver customized general insurance solutions to its extensive customer base.
AI for underwriting, personalization, claims & more
Sunil Jain, Chief Digital Technology Officer, Pramerica Life Insurance:
IoT & Chatbots - a rich data trove
Aditya Mall, Appointed Actuary at Future Generali India Life Insurance reveals new opportunities in insurance and the enablers:
Marching hand-in-hand: Innovation & Automation
In the January 2024 issue of Banking Frontiers, Gyanendra Singh, CTO of Aviva India, had shared about how the company excels at RPA through governancebased implementation and pragmatic vendor selection. He shares more initiatives since then: