Plastic's A Girl's Best Friend
Grazia India|July 2024
How to make the credit card work for you instead of the other way around
- ANUSHKA RATHOD
Plastic's A Girl's Best Friend

Much like many 20-year-olds, I, too, swooned over Sex and the City. Carrie, Samantha, Miranda, and Charlotte felt like my own friends. In Miranda, I saw my nerdy self, in Charlotte, I saw my dream wardrobe, in Samantha I saw my desire to be independent but in Carrie, I saw my love for shoes and of course also my big nose (just kidding, or maybe not?). Oh, how I dreamt of going shoe shopping like her, carrying multiple bags, strutting on the streets of New York.

In a way, that dream of strutting down avenues with shopping bags saw the light of the day – albeit in Dubai. I wore my best pantsuit, went to the mall, and bought myself a couple of pairs of shoes with my credit card. However, unlike Carrie, I didn’t use my credit card because I was low on cash. I used my credit card because it was a smarter decision.

How?

Well, credit cards have a bad rep. We often hear people advise us, ‘Don’t use a credit card, you’ll fall into a debt trap’, followed by ‘live below your means, avoid credit cards and use debit cards’.

I will not lie – these warnings are not baseless. But they are true only because people don’t use their credit cards properly. They overstretch their budgets and pay only the minimum due amount, which is a big mistake. This is exactly what credit card companies want us to do so that they can charge us heavy interest on the unpaid amount, and make money off of us.

この蚘事は Grazia India の July 2024 版に掲茉されおいたす。

7 日間の Magzter GOLD 無料トラむアルを開始しお、䜕千もの厳遞されたプレミアム ストヌリヌ、9,000 以䞊の雑誌や新聞にアクセスしおください。

この蚘事は Grazia India の July 2024 版に掲茉されおいたす。

7 日間の Magzter GOLD 無料トラむアルを開始しお、䜕千もの厳遞されたプレミアム ストヌリヌ、9,000 以䞊の雑誌や新聞にアクセスしおください。

GRAZIA INDIAのその他の蚘事すべお衚瀺
Cultural Renaissance
Grazia India

Cultural Renaissance

With a vision to bridge Jaipur's artistic legacy and the global contemporary art world, HH Maharaja Sawai Padmanabh Singh and Noelle Kadar launch the Jaipur Centre for Art

time-read
3 分  |
October 2024
LOVE, LOSS, AND LESSONS LEARNED
Grazia India

LOVE, LOSS, AND LESSONS LEARNED

In conversation with Durjoy Datta, as he reflects on the emotional toll of writing intense stories, his journey as an author, and how his latest book revisits themes of love, second chances, and loss

time-read
3 分  |
October 2024
All Eyes On THIS
Grazia India

All Eyes On THIS

Meet the newest standout brands on Grazia's beauty desk

time-read
2 分  |
October 2024
Is Restocking Our Fridges A New Form Of Self-Care?
Grazia India

Is Restocking Our Fridges A New Form Of Self-Care?

All the reasons why #restocking may not be as calming as it seems

time-read
5 分  |
October 2024
SAVOUR THE TASTE OF SOUTHEAST ASIA
Grazia India

SAVOUR THE TASTE OF SOUTHEAST ASIA

In the heart of our capital lies an extraordinary dining experience, unlike any other

time-read
2 分  |
October 2024
ESCAPE THE ORDINARY
Grazia India

ESCAPE THE ORDINARY

Luxury stays are now an essential part of our lives.

time-read
2 分  |
October 2024
CHEFS ON THE LOOSE
Grazia India

CHEFS ON THE LOOSE

Here's How Pop-Ups, Takeovers, and Workshops Are Heating Up the Indian Culinary Scene

time-read
5 分  |
October 2024
NOT SO HIDDEN
Grazia India

NOT SO HIDDEN

What's making everyone wear acne patches, from transparent ones to colourful with bold designs, in public spaces?

time-read
3 分  |
October 2024
RAISING THE BAR
Grazia India

RAISING THE BAR

With medi-facials on the rise, we're setting new benchmarks of our expectations from these treatments, and they're delivering

time-read
4 分  |
October 2024
WHAT WORLD ARE WE LEAVING BEHIND FOR HER?
Grazia India

WHAT WORLD ARE WE LEAVING BEHIND FOR HER?

Despite stronger laws, crimes against women continue to rise in India. The International Day of the Girl Child is not one for celebration, but instead, one for igniting concern, awakening, and reformation

time-read
5 分  |
October 2024