![A Win-Win Solution - A Passive, Hold to Maturity, fully G-Sec Product](https://cdn.magzter.com/1362653915/1681393273/articles/dAJVlc73-1682426769499/A-WINWIN-SOLUTION-A-PASSIVE-HOLD-TO-MATURITY-FULLY-GSEC-PRODUCT.jpg)
Hitherto, competition from traditional, guaranteed fixed income products have meant that Indian investors were not really worried about the accrual interest income bit in their portfolios. On the other hand, the potential to earn alpha in a debt asset class through active management – whether through exposure towards relatively lower credit ratings or through active interest rate management – was something a retail investor didn’t understand due to its seeming complexity. This has meant that they haven’t participated in this particular asset class in any meaningful manner. However, awareness around this is slowly changing for two reasons. Firstly, investors are learning to evaluate their traditional debt investments through the lens of inflation-adjusted returns. Secondly, they are considering post-tax returns. On both these counts, traditional products may not deliver. However, investors still take comfort from the visibility of future returns that these traditional investments offer. In recent years, an interesting development in the form of passive debt mutual fund, popularly known as Target Maturity Fund (TMF), looks to bridge this gap and perhaps create a win-win situation for all stakeholders. Till last
ãã®èšäºã¯ Investors India ã® April 2023 çã«æ²èŒãããŠããŸãã
7 æ¥éã® Magzter GOLD ç¡æãã©ã€ã¢ã«ãéå§ããŠãäœåãã®å³éžããããã¬ãã¢ã ã¹ããŒãªãŒã9,000 以äžã®éèªãæ°èã«ã¢ã¯ã»ã¹ããŠãã ããã
ãã§ã«è³Œèªè ã§ã ?  ãµã€ã³ã€ã³
ãã®èšäºã¯ Investors India ã® April 2023 çã«æ²èŒãããŠããŸãã
7 æ¥éã® Magzter GOLD ç¡æãã©ã€ã¢ã«ãéå§ããŠãäœåãã®å³éžããããã¬ãã¢ã ã¹ããŒãªãŒã9,000 以äžã®éèªãæ°èã«ã¢ã¯ã»ã¹ããŠãã ããã
ãã§ã«è³Œèªè ã§ã? ãµã€ã³ã€ã³
![How To Build And Maintain A Long-Term Portfolio](https://reseuro.magzter.com/100x125/articles/2829/1724164/BN6GGhsBk1717664338165/crp_HOW-TO-BUILD-AND-MAINTAIN-A-LONGTERM-PORTFOLIO.jpg)
How To Build And Maintain A Long-Term Portfolio
Building a robust long-term portfolio involves two steps. First, you must decide on your asset allocation-essentially the distribution of your investments across various asset classes such that it aligns with your financial goals and risk tolerance.
![Learn The Magic Of Self-Talk](https://reseuro.magzter.com/100x125/articles/2829/1724164/837qQ3-gP1717665021108/crp_LEARN-THE-MAGIC-OF-SELFTALK.jpg)
Learn The Magic Of Self-Talk
There is perpetual self-talk taking place inside all of us
![Health Cover: How Family Floater health insurance plans work to your advantage?](https://reseuro.magzter.com/100x125/articles/2829/1724164/k-ya2pOgK1717664829393/HEALTH-COVER-HOW-FAMILY-FLOATER-HEALTH-INSURANCE-PLANS-WORK-TO-YOUR-ADVANTAGE.jpg)
Health Cover: How Family Floater health insurance plans work to your advantage?
The right amount of health insurance coverage can help you stay on track with your finances and life goals. In the absence of health insurance, one may be forced to delve into current investments, jeopardising ambitions such as children's education and home ownership.
![Empowering Women: Understanding Inheritance Rights in India](https://reseuro.magzter.com/100x125/articles/2829/1724164/uqyROgWRG1717664669053/EMPOWERING-WOMEN-UNDERSTANDING-INHERITANCE-RIGHTS-IN-INDIA.jpg)
Empowering Women: Understanding Inheritance Rights in India
In the intricate tapestry of India's diverse inheritance landscape, where the threads of religious laws weave a complex pattern, don't entrust your legacy to fate's capricious hand. Instead, wield the brush of certainty by crafting your will.
![Protecting Those Who Matter Most: Understanding the Importance of Life Insurance for Our Loved Ones](https://reseuro.magzter.com/100x125/articles/2829/1724164/oxNFOET-W1717664010191/PROTECTING-THOSE-WHO-MATTER-MOST-UNDERSTANDING-THE-IMPORTANCE-OF-LIFE-INSURANCE-FOR-OUR-LOVED-ONES.jpg)
Protecting Those Who Matter Most: Understanding the Importance of Life Insurance for Our Loved Ones
Mr. Sanjiv Bajaj is the Jt. Chairman & MD, Bajaj Capital, building the platform for the Business leaders of the Financial Services and Advisory sector to exchange their vision, experience, and views on making the right financial decisions.
![Unit-Linked Insurance Plans: How to make use of ULIPS to meet long-term goals?](https://reseuro.magzter.com/100x125/articles/2829/1724164/QJ2v76iQq1717663853088/UNITLINKED-INSURANCE-PLANS-HOW-TO-MAKE-USE-OF-ULIPS-TO-MEET-LONGTERM-GOALS.jpg)
Unit-Linked Insurance Plans: How to make use of ULIPS to meet long-term goals?
Unit-linked insurance plans, or Ulips, are a good option if you wish to combine life insurance with savings for long-term goals in one financial plan.
![Why Should One Consider Investing In A Large Cap Fund?](https://reseuro.magzter.com/100x125/articles/2829/1690070/6B2uKcaaD1714998087013/crp_WHY-SHOULD-ONE-CONSIDER-INVESTING-IN-A-LARGECAP-FUND.jpg)
Why Should One Consider Investing In A Large Cap Fund?
An investorâs ability to create wealth in the longterm is directly linked to how well they create an all-weather investment portfolio.
![Meeting Medical Costs with Health Insurance Plans](https://reseuro.magzter.com/100x125/articles/2829/1690070/vwLS_OIbO1714997827079/MEETING-MEDICAL-COSTS-WITH-HEALTH-INSURANCE-PLANS.jpg)
Meeting Medical Costs with Health Insurance Plans
A medical emergency can occur at any time and to any person.
![Water: The Elixir of Life](https://reseuro.magzter.com/100x125/articles/2829/1690070/d4nizb8JO1714997424042/WATER-THE-ELIXIR-OF-LIFE.jpg)
Water: The Elixir of Life
If there is magic on the Planet Earth, it is contained in water - Loran Eiseley.
![The 100 Crore Wealth Legacy! A Vision](https://reseuro.magzter.com/100x125/articles/2829/1690070/_5NPyZSZr1714997076837/THE-100-CRORE-WEALTH-LEGACY-A-VISION.jpg)
The 100 Crore Wealth Legacy! A Vision
Generating 100 crores from modest investments is feasible with a long-term outlook, though market timing remains elusive.