IF you’ve ever embarked on a big undertaking, whether it’s run ning a marathon or cleaning out your garage, you have probably encountered impediments that delayed or derailed your progress.
Some—a knee injury, for example— are significant. Others are more accurately characterized as excuses; you’re not sure what to do with those old cans of paint, so you decide to watch Netflix instead.
Similarly, you’ll likely face barriers and detours on the road to a com fortable retirement. According to a recent Charles Schwab survey of 401(k) participants, 99% of Genera tion Z workers say they face obstacles in saving for retirement (up nine per centage points from a year earlier), followed by 88% of millennials and 91% of Gen Xers. But whether you are just starting your career or ap proaching the end of your working years, there are strategies you can adopt to navigate your way to a secure retirement.
OBSTACLE: No room in the budget to save
この記事は Kiplinger's Personal Finance の February 2024 版に掲載されています。
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この記事は Kiplinger's Personal Finance の February 2024 版に掲載されています。
7 日間の Magzter GOLD 無料トライアルを開始して、何千もの厳選されたプレミアム ストーリー、9,000 以上の雑誌や新聞にアクセスしてください。
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