The purpose of life insurance is to protect the financial interest of your dependants and provide you with peace of mind. However, life insurance can also be used as collateral in case you have no other option and need money. Certain life policies—those with a savings and investment orientation—are pledged to borrow against. The same is not the case with term policies against which one cannot borrow. Further, insurers and lenders have different criteria on the loan amount and tenure of the loan that one can take when using their life policy as collateral.
この記事は India Today の May 01, 2023 版に掲載されています。
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この記事は India Today の May 01, 2023 版に掲載されています。
7 日間の Magzter GOLD 無料トライアルを開始して、何千もの厳選されたプレミアム ストーリー、9,000 以上の雑誌や新聞にアクセスしてください。
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