The debate on using public money to fund higher education is not new. While most of the gains from higher education accrue to the person receiving it, it also produces positive externalities including direct economic gains, higher research and innovation, and a more skilled workforce in the economy. Given the costs involved in higher education, especially STEM (science, technology, engineering and mathematics) courses, students often have to pay more. In this context, the Union Cabinet's recent approval of the PM Vidyalaxmi scheme must be welcomed. Covering more than 2.2 million students, the financial-assistance scheme will provide educational loans to meritorious students who are admitted to higher educational institutions but face financial constraints. To begin with, the scheme will apply to the top 860 quality higher educational institutions in the country.
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IIT-K's stealth tech to make jets invisible to enemy radar
High-technology cooperation between indigenous defence industry and academia has begun yielding results.
India to be wrapped in 175 years of Christy luxury
One of the world's oldest towel brands, famed for its royal heritage, is set to enter the Indian market in 2025
Insurance Amendment Act to boost growth, promote inclusion
It has been a quarter of a century since the insurance industry was liberalised. At the 'Business Standard BFSI Insight Summit, 2024', ALOK RUNGTA, managing director and chief executive officer (MD & CEO) of Future Generali India Life Insurance, SHARAD MATHUR, MD & CEO of Universal Sompo General Insurance, SUMIT BOHRA, president of IBAI and CEO of GlobeSecure Insurance Brokers, and MAYANK BATHWAL, CEO of Aditya Birla Health Insurance, discussed what is next for the industry. Edited excerpts:
Insurance in India has made significant strides
Managing directors and chief executive officers (MDs and CEOs) of general insurance companies gathered at the Business Standard BFSI Insight Summit, 2024, to discuss 'many challenges' they face. ANUJ TYAGI, MD & CEO of HDFC Ergo General Insurance Company, ANUP RAU, MD & CEO of Future Generali India Insurance, ANIMESH DAS, MD & CEO of ACKO General Insurance, gave their views on the road ahead for the industry. Edited excerpts:
Regulator nudging us to up our game on cybersecurity
A case for increasing coverage? The leaders of life insurance companies discussed this topic at the Business Standard BFSI Insight Summit, 2024, with Business Standard's consulting editor Tamal Bandyopadhyay. Panellists included VIBHA PADALKAR, managing director and chief executive officer (MD & CEO) of HDFC Life Insurance, ANUP BAGCHI, MD & CEO of ICICI Prudential Life Insurance, and MAHESH BALASUBRAMANIAN, MD of Kotak Life Insurance. Edited excerpts:
'Bima Sugam is a game-changer'
Just as the Unified Payments Interface (UPI) has transformed the payment and banking sectors, the insurance regulatory and development authority of India (Irdai) is hoping that its ambitious project Bima Sugamâan online marketplace to buy service, and sell insurance productsâwill transform the insurance sector and help increase penetration.
Field widened for life insurance in the country
Revised surrender value norms to help life insurers and customers
More is better in Indian insurance
100% FDI will encourage companies to come to India and operate on their own terms in the sector, say experts
India's Welfare State: Too much, too soon, with too little?
The promise of too much, too soon, with too little is tempting for politicians for mobilising votes, particularly of the poor.
ORGANISING THE UNORGANISED
The Centre is working on integrating all welfare schemes, including those of state govts, into the e-Shram portal for the benefit of unorganised sector workers