The proportion of rural households that reported outstanding debt has grown from 47.4 per cent in 2016-17 to 52.0 per cent in 2021-22, even as their average monthly income jumped 57.5 per cent in the same period, the latest All India Rural Financial Inclusion Survey (NAFIS) 2021-22 by Nabard said today.
The survey showed that the average monthly income of rural households increased from â¹8,059 in 2016-17 to â¹12,698 in 2021-22.
This means a nominal compounded annual growth rate (CAGR) of 9.5 per cent, which is higher than the average annual nominal GDP growth of 9 per cent during the same period, the survey said.
The average monthly expenditure of rural households too has increased from â¹6,646 in 2016-17 to â¹11,262 in 2021-22, the survey showed.
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