The average cost of a home was down a bigger than expected 5.3 per cent to £259,153 last month from their peak in August 2022, data from lender Nationwide revealed. The year-on-year rate of decline had been 3.8 per cent in July.
Demand for homes, particularly among buyers needing a large mortgage, has plummeted over the summer as the impact of higher interest rates has taken its toll on affordability.
Nationwide said mortgage approvals in recent months have been about 20 per cent below pre-pandemic levels.
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