Ring up the best deal on your phone

Bills, bills, bills: but there are ways to get you off the hook from high mobile charges

- Lucy Tobin

THE heating hasn't gone on yet; brand-name foods have made way for their cheaper supermarket equivalents; T TV packages have been ditched; credit cards, mortgages and other financial products have all been forensically examined for the cheapest deal. But we won't give up our phone or online addiction and many of us now need fast broadband to work from home. Here we tackle the best money-saving methods to stop wasting cash on everything to do with your mobile, phone line and broadband bills.

On mobiles, millions of us are overpaying for packages we don't need or use up. Visit billmonitor.com to find out exactly how many minutes and texts and how much data you're actually using each month (it analyses past bills).

Armed with that info, moneysavingexpert.com/cheap-mobile-finder will help you find the cheapest contract and phone deal or SIM-only package.