BANKS' ASSET QUALITY has improved, with their gross non-performing assets ratio (GNPA) hitting a 13-year low of 2.5% at end of September, from 2.7% at end-March, driven by higher recoveries and lower slippages, according to the Reserve Bank of India's (RBI) latest report on trend and progress of banking in India. During 2023-24, banks' consolidated balance sheet expanded at a healthy pace with robust deposit and credit growth.
The improvement in the asset quality of banks, measured by their GNPA ratios, commenced in 2018-19. GNPAs of SCBs reduced by 15.9% YoY to â¹4.8 lakh crore as on March 31, 2024," said the report. "The GNPA ratio declined to 2.7% at end-March 2024, the lowest in 13 years, from 3.9% at end-March 2023."
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Law min seeks poll panel's response to over 20 queries
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