The year-on-year growth of unsecured personal loans of banks have moderated to 23.1% in February from 24.4% in January and 27.6% in December 2023, showed Reserve Bank of India (RBI) data.
Within the personal loans, the growth in consumer durable loans has also eased to 14.6% in February from 20% in December while credit card outstanding has declined to 31% in February from 40% in December.
"The RBI has expressed its discomfort over high growth in personal loans. Slowing growth in personal loans shows that the banks have taken the RBI message seriously," senior official of a private bank told FE.
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