The provisional figures show that the deposit growth of several banks has outpaced loan growth in the fourth quarter which will result in moderation of CD ratio.
"Provisional business figures from 22 banks accounting for around 50% of the system loan/deposits indicate deposits growth (up 6% quarter-on-quarter) outpacing loans growth (up 3% qo-q)," said ICICI Securities in a report. "We argue that an unmissable trend from the business updates is the q-o-q improvement in loan to deposits ratio (LDR) for almost all banks," it said.
The LDR improvement phenomenon also applies to even select PSU banks which had one of the lowest LDR, added the report.
この記事は Financial Express Mumbai の April 16, 2024 版に掲載されています。
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この記事は Financial Express Mumbai の April 16, 2024 版に掲載されています。
7 日間の Magzter GOLD 無料トライアルを開始して、何千もの厳選されたプレミアム ストーリー、9,000 以上の雑誌や新聞にアクセスしてください。
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