PLANNING for what will happen after a loved one dies isn't easy to contemplate, let alone talk about.
However, dealing with finances and admin after a bereavement is a process many of us will go through at some stage.
With many families coming together over Christmas, there could be opportunities to kickstart a few conversations about life planning. Doing so could provide some reassurance, and help make things a little easier for those carrying out someone's final wishes.
Dealing with the practical and financial aspects of death is particularly challenging, as it comes at a time when those left behind are still dealing with emotional distress and shock.
"Dealing with death is always horrendous, but coping with the financial aspects after someone has passed away can make a terrible time even harder," says Sarah Coles, head of personal finance at financial services company Hargreaves Lansdown.
"There's an enormous amount to do, from sorting out energy bills to stopping pension payments, and then going through the miserable business of probate."
There are steps to make things easier, however. Sarah says when registering the death: "It's worth paying for a number of copies of the death certificate at this stage, because you will need to send them to a number of people."
WHERE TO START
If the person who has died was living in Britain, people can use 'Tell Us Once' - a service that enables a death to be reported to many government organisations in one go.
Sarah continues: "You also need to contact any organisation they had dealings with, to let them know. This will include pension scheme providers, insurance companies and banks.
この記事は Manchester Evening News の December 23, 2024 版に掲載されています。
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この記事は Manchester Evening News の December 23, 2024 版に掲載されています。
7 日間の Magzter GOLD 無料トライアルを開始して、何千もの厳選されたプレミアム ストーリー、9,000 以上の雑誌や新聞にアクセスしてください。
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