The RBI on 6 December notified banks to waive collateral security and margin requirements for agriculture loans, including loans for allied activities, up to ₹2 lakh per borrower, from ₹1.6 lakh earlier. The RBI had last hiked the limit from ₹1 lakh to ₹1.6 lakh in February 2019.
The increase in the limit of collateral-free farm loan will allow farmers and small borrowers to borrow more money, and also free up some of their collateral parked with banks, improving their repayment ability at a time when banks' small-ticket loan books are facing stress, experts said.
この記事は Mint Chennai の December 19, 2024 版に掲載されています。
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この記事は Mint Chennai の December 19, 2024 版に掲載されています。
7 日間の Magzter GOLD 無料トライアルを開始して、何千もの厳選されたプレミアム ストーリー、9,000 以上の雑誌や新聞にアクセスしてください。
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