I earn â¹1 lakh per month after taxes. Currently, my systematic investment plans (SIPs) are as follows: â¹4,000 in Axis Long Term Equity, â¹5,000 in Axis Triple Advantage Fund, â¹3,000 in UTI Long Term Equity Fund, â¹2,000 in UTI Flexicap Fund, â¹4,000 in UTI Midcap Fund, and â¹3,000 in Mirae Mutual Fund’s equity-linked saving scheme. Additionally, I have investments of â¹33,000 in UTI Ultra Short Term and â¹70,000 in UTI Liquid Fund. Also, I have â¹8 lakh in the public provident fund (PPF) and â¹3 lakh in bank fixed deposits. My insurance coverage includes a company mediclaim with â¹20 lakh family cover, a company term insurance policy worth â¹60 lakh, which is five times my annual salary, and an LIC term plan with a â¹10 lakh cover.
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