NEARLY a third of all insurance claims registered and outstanding in FY2024 remain unpaid, data of Insurance Regulatory and Development Authority of India (IRDAI) reveals. A related survey also shows that despite the regulator's changes to improve service standards, policy owners still face myriad problems.
The insurance regulator's report reveals that insurers registered over 3 crore claims during the year for â¹1.1 lakh crore, in addition to the 17.9 lakh claims for â¹6,290 crore outstanding from earlier years. Of these claims, insurers paid nearly 2.7 crore claims, amounting to â¹83,493 crore. This represents 82% of the reported claims by volume and 71.3% by value. Of the claims that were not paid, â¹15,100 crore worth were "disallowed according to terms and conditions of the policy contract".
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