Mumbai:
While banks are now bettering the returns offered under small savings schemes like Kisan Vikas Patra and public provident fund (PPF), which range from 6.9% to 7.1%. However, small saving schemes still have an edge for taxpayers.
Banks are increasing deposit rates as they are seeing a wedge between deposit and credit growth. In the current financial year, banks have adrates on which haded Rs 9.7 lakh crore to their loan books, while their deposits have grown by Rs 8 lakh crore.
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