FPG Insurance is rolling out two new group insurance plans that provide coverage to users of bicycles and motorcycles.
Sensible Innovation
FPG’s new insurance plans are a timely response to the surge in the popularity of cycling and biking since the pandemic began, with more people now turning to these modes of conveyance as an alternative way to move faster from point A to point B for work, for business, for adventure and solo sojourns.
Unfortunately, the rising number of bicycles and motorcycles on the road comes with higher risks of accidents. Statistically, as they grew in number so did a notable increase in road crashes involving them.
The resurgence of bicycles during the pandemic has been seen in places once dominated by private cars and public transportation. As proof, 2.1 million bikes were imported into the Philippines in 2020, up 112% from 2019.
During the same period, the Metro Manila Accident Reporting and Analysis System (MMARAS) reported that the number of bicycles involved in road accidents doubled from 2018 and 2019 to 2020.
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