Style Notes
BlackBook — India's Luxury Insider|July 2018

Money cards are passé. The international credit industry is betting big on wearable payment, but is India ready for it?

Keith J Fernandez
Style Notes

Grandmothers everywhere have many family stories about turning jewellery into cash, but new technology has quite literally made this the case. Halo, launched in Australia this April, is a ring that in style and design looks a bit like a funky costume jewellery-Gothic black or metallic white. Retailing at a breezy $39, it is linked to a customer’s bank account and can pay for goods and services. All you have to do is wave the ring near the payment terminal, and voila: your transaction is processed.

Offered in collaboration with the financial institution Bankwest, Halo is so convenient that you can even wash your hands while wearing it; doing away with bulky wallets, frantic rummages through a purse, and any notions of easy theft. It doesn’t have to be charged and is also not linked to a smart phone. “It’s a new era in contactless payment,” Nichole Banks, General Manager for Customer Communications and Brand at Bankwest said in a press release.

Wave and pay

Halo is one of the several new wearables aimed at changing the way we pay for goods and services. Step counters, heart-rate trackers and wrist watches are the new carriers of mobile wallets. Simply waving these wearables at a cash point, transfers funds electronically.

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Denne historien er fra July 2018-utgaven av BlackBook — India's Luxury Insider.

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