You are feeling exasperated, not due to age, but because you have been pulling your hair out in frustration. A few months back, you subscribed to investor services from a renowned publication house based on a promise they made - a monthly recommendation tailored to your chosen investment themes, focusing on fundamentally strong companies. The salesperson painted an enticing picture, touting the research company's stellar background and emphasising their purported long-term approach. Like clockwork, they pledged a dedication to avoiding losses (as though anyone aims for the opposite!).
They even boasted of a strategy mirroring that of ace investor Warren Buffet - buying when others sell. It sounded familiar, a spiel you had probably heard countless times before. There was sincerity in their delivery, or perhaps it was just a convincing act. Now, a quarter has passed, and you have invested in three recommendations given by them. At the end of the quarter, the value of your investment to the tune of ₹300,000 stands at ₹280,000. You know that the market has been a bit weak lately due to the ongoing war between Russia and Ukraine, and so you ignore the minor loss. You are a patient sort and don't fret over the value of your investments daily like many of your friends.
But when you check your investments the next quarter after you have acted on three more recommendations, you see that the value of your portfolio is now only ₹510,000. You have taken a hit of 15 per cent in a couple of quarters. To rub salt on your wounds, they have given other recommendations you are entitled to and you have to act on it. One more month goes by, and you are aghast to discover that the value of your investment is now down 30 per cent within seven months. Ridden with anxiety, you write to the company about the sorry state of your investment's performance. You get a very mundane response from them.
Denne historien er fra March 11, 2024-utgaven av Dalal Street Investment Journal.
Start din 7-dagers gratis prøveperiode på Magzter GOLD for å få tilgang til tusenvis av utvalgte premiumhistorier og 9000+ magasiner og aviser.
Allerede abonnent ? Logg på
Denne historien er fra March 11, 2024-utgaven av Dalal Street Investment Journal.
Start din 7-dagers gratis prøveperiode på Magzter GOLD for å få tilgang til tusenvis av utvalgte premiumhistorier og 9000+ magasiner og aviser.
Allerede abonnent? Logg på
How To Invest In An Ageing Bull Market
Bull rallies (periods when stock prices rise) and bear declines (periods when stock prices fall) are natural parts of stock market cycles, but they don't follow a fixed timeline.
Should You Entrust All Your Money To A Single AMC?
If you are a market participant, you have probably heard the quote 'don't put all your eggs in one basket', which suggests diversification. Investors often focus on diversifying across categories like large-cap, mid-cap and small-cap, but they may unintentionally overlook diversification across different AMCs. The question arises: is AMC-wise diversification really necessary? Rakesh Deshmukh takes a closer look at this scenario
Wild Swings Engulf Global Equities
U.S. stock markets experienced significant volatility. An early-week rally pushed the markets to new highs, but this momentum faded, primarily due to weaknesses in the tech sector. The major indices had a mixed finish with, S&P 500 and Nasdaq closed lower, while the Dow recorded a notable gain.
U.S. Elections and China's Economy Hamper Commodities
Commodity markets experienced selling pressure in the last fortnight, driven by uncertainties surrounding the upcoming U.S. presidential elections, concerns about the Chinese economy, and increased agricultural production in Brazil.
Wealth Building For Retirement Through Mutual Funds
Retirement is one of the most crucial and lifechanging phases. It marks a period where maintaining your lifestyle becomes paramount even though your regular income stops.
Mastering Investment with Information Ratio
Information Ratio helps in navigating the complexities of the investment landscape by assessing an active fund manager's performance. And though it has its limitations, it remains an essential part of the finance industry. The article explains what Information Ratio is and how investors can use it as another tool
Plan To Be Financially Independent
Each of us aspires to be financially independent as it ensures having enough resources to be self-sufficient and control our finances.
❝Technology is the new game-changer"
With a new breed of young investors entering the financial markets, it is the use of technology that is increasingly playing a major role in how investments are done and tracked. Anand Radhakrishnan, Managing Director, Sundaram Mutual Fund, shares his opinion about how this factor is turning into a significant tool and how it will shape the strategies of his company
What If Donald Trumps?
The potential election of Donald Trump as president in the U.S. carries significant implications for the Indian equity market. It could lead to changes in the global trade dynamics, in particular affecting the Indian IT sector while also raising inflation levels and leading to yet another revision in the visa programme for Indians who want to work in the US. The article takes a closer look at what may lie in store
Sectoral Gains Make A Mark
Benchmark indices continued their uptrend, reaching new record highs, although the pace has slowed as the broader markets faced selling pressures
