Is Your Lifestyle Keeping You Away From Being Insured?

For those who are not maintaining a healthy lifestyle, it’s still not too late to get insured. Here’s how?

The lifestyle and working conditions are taking a toll on the health of most of us. It is becoming common for most people to complain about health conditions once one crosses the age of 40. To make matter worse, there are many who are not only overweight but also smoke, drink besides working in a high stress job and keeping irregular hours. What’s more, they do not have any life and health protection for their family members. This makes them fall in the high risk category when it comes to insurance coverage.

However, nothing keeps them away from being insured. Being overweight or a chain-smoker and a heavy drinker certainly puts them in a high-risk category as far as life insurance is concerned. But, that does not mean that they cannot get a life or a health cover.

Medical underwriting