Travel insurance can recover some costs when a natural disaster ruins your vacation.
LAST YEAR, PLENTY OF vacation plans were roiled by hurricanes and wildfires. If you’re traveling to an area that could be hit by Mother Nature’s wrath, consider adding travel insurance to your pretrip checklist.
You can usually skip a travel insurance policy for an inexpensive domestic trip. If something goes awry, the financial hit will likely be minimal. But for longer and more-expensive trips, which may be locked down with nonrefundable deposits that are difficult to recoup, insuring your vacation is usually worthwhile.
A comprehensive policy will typically run 5% to 10% of your total trip cost, according to Squaremouth .com, a travel insurance search site. You can get policies that reimburse you for the costs of canceling or cutting short your trip if the weather turns dangerous. Or you may be able to get covered if you need to cancel or interrupt your trip because your own home is destroyed.
Buy early
Denne historien er fra September 2018-utgaven av Kiplinger's Personal Finance.
Start din 7-dagers gratis prøveperiode på Magzter GOLD for å få tilgang til tusenvis av utvalgte premiumhistorier og 9000+ magasiner og aviser.
Allerede abonnent ? Logg på
Denne historien er fra September 2018-utgaven av Kiplinger's Personal Finance.
Start din 7-dagers gratis prøveperiode på Magzter GOLD for å få tilgang til tusenvis av utvalgte premiumhistorier og 9000+ magasiner og aviser.
Allerede abonnent? Logg på
MAKING A DIFFERENCE IN THE LIVES OF DISABLED VETERANS
He suffered grave injuries in the line of duty. Now he helps other veterans who have disabilities.
DO YOU NEED UMBRELLA INSURANCE?
A policy can protect you from financially devastating events.
Navigating Finances as a Blended Family
Money matters can get complicated when two families unite. Planning is key.
BREAKING UP WITH YOUR BROKER
Be aware of these challenges when you move your money to a new home.
CHOOSE A MEDICARE PLAN THAT'S RIGHT FOR YOU
Consider your health care needs over the long term as you weigh costs and coverage.
Keep Faith in These Stocks
IN 1997, I coined the phrase “faith-based investing.” It has nothing to do with religion or with picking stocks at random.
OUR ESG PICKS ARE THRIVING
Despite an ongoing backlash, our favorite stocks and funds focused on environmental, social and corporate governance issues had a good year overall.
MONEY MANNERS FOR THE MODERN AGE
The customs for splitting a restaurant check, purchasing a wedding gift, tipping and more have evolved. These guidelines can help.
ELECTION 2024: POLITICS AND YOUR PORTFOLIO
Who wins the White House matters—but only at the margins when it comes to your investments.
YOUR GUIDE TO OPEN ENROLLMENT
With health care costs on the rise, it’s critical to select a plan that fits your needs at the right price.
